How do you determine if bankruptcy is right for you?

Bankruptcy Services

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How do you determine if bankruptcy is right for you?

Bankruptcy is a legal remedy offered by our laws since 1898 (United States Constitution, Art. 1, Section 8). Bankruptcy is a very complex set of rules. See flow chart of even the simplest of bankruptcies. Only an attorney, experienced in bankruptcy law, can properly advise you on the process. Often, your question is not a legal one, but one based on emotion and urban legends. My experience has been that the decision to file bankruptcy is based partially on facts, partially on emotion and partially on a person's view of their future. The law allows any person and most entities to file a bankruptcy. This is not the time to depend on the "advice" of friends and others. What type of bankruptcy is the important question. We have attempted to clarify this issue in our series of questions for chapter 7 and chapter 13.